You guys, I have hella exciting news… If you follow me on Insta, you know that we’ve been in the middle of buying and selling a house. And now it’s official – my husband and I just bought our very first home together! It’s been such a crazy time dealing with mortgage approvals, realtors and lawyers. But now it’s about to get real because we take possession TODAY! I know… what am I doing writing a blog post right now? 😉
Our First Home Together
For those of you who have been there done that, I need you to get excited with me here and remember what it was like to sign those moving papers and get that first set of keys. And for those of you who haven’t bought your first home yet, now’s your time to learn and get excited!
My husband owned a home before we got married, so technically this isn’t my ‘first’. But I was never involved in the actual purchase of it, nor was my name on any of the house docs. I was a total virgin when it came to approvals, financing, and all the fun stuff that comes along with buying a home. So really, this is my very first home I’m buying! #adulting
One of my biggest fears with purchasing a home was becoming house poor. I don’t want all our hard-earned money to just go towards house payments, bills and maintenance. I still want to travel, go out every now and then, ad treat ourselves to little luxuries. So it’s going to be super important for me from this point on to not be frugal, but simply be more aware of my finances.
How pretty much everything relates back to Fitness
I came to realize that although this house buying stuff is totally foreign to me, the process is actually quite familiar. I can draw more than a few parallels between fitness and the financial ability to purchase a new home. Think about it, you have to be financially fit, if you will, in order to make big lifestyle purchases. Take running a marathon for example.
Let’s set some goals
Goooooooooooals! I love goooooals! << Austin Powers anyone? I think that goal setting is arguably the most fun part of the process. It allows you to dream and that sense of hopefulness is a huge motivation. So whaddya say we do this together? No, I’m not saying that you have to go buy a house too. Well, you can if you’d like, but let’s start a bit smaller. I’m setting two goals right here, right now. One fitness related goal and one financial related goal. Go on, you do the same.
Run the Servus Edmonton 10k on August 20 in under 1:20
A new pair of runners. I’ve been coveting these babies for a loooooooong time
Put 20% of my monthly earnings towards savings for one year. In the spirit of transparency, my savings are broken down as follows:
10% towards retirement
5% towards my son’s Montessori school fund
5% towards travel
A transcontinental trip! We’re thinking Scotland.
If you’re anything like me, you love a good guide to help you along. I found an amazingly structured and super easy 8-week Financial Fitness Guide to help me achieve my goals through Servus Credit Union. Of course, I’ll be here guiding you through your journey too 🙂
What are your Fitness and Financial Goals?
For the longest time, just the thought of finances scared the poop out of me. My poor husband would try and talk with me about budgeting, saving and spending and I would literally cover my ears and be like, “la la la la”. This came from a place of serious insecurity… financial insecurity. I had years and years of horrible debt and poor spending habits. It took me a long time to own up to it, take note of my mistakes, and finally had the courage to make changes. But that’s a whole other blog post for another day.
Until then, I’d love to know what goals you have in mind. Let me know in the comments below and we’ll slay our fitness and finance goals together this summer! Don’t forget to download this super easy cheat sheet to help you along.
Love, peace & serious goals
*This blog post is sponsored by Servus Credit Union. I am a paid ambassador and all opinions are my own. I truly love this company and the resources they have to offer and would recommend them for anyone looking to achieve optimal financial fitness.